The head of government of Mexico City, claudia sheinbaum Pardo reported about four operative to stop them frauds through the mobile loan applications. It was a joint operation between the Ministry of Citizen Security (SSC) and the Attorney General’s Office (FGJ).
The proceedings were carried out at different points in the Cuauhtémoc and Benito Juárez mayor’s offices. In this regard, Sheinbaum explained that it is an operation “to stop fraudsters who lent money through mobile applications, threatened and extorted to collect stratospheric interest.”
Likewise, the official explained that the searches were carried out after the authorities received complaints from people who have been affected by threats and extortion from those who operate fraudulent loan applications. Women are the most affected by this crime.
“These operations are the result of several complaints we received, especially from women, who were the main target of these illegalities,” said the head of the Mexico City government.
One of the four searches announced by Sheinbaum took place in an office building, whose main entrance is on Reforma Avenue. Infobae Mexico interviewed a woman who works in one of the companies in the building.
This is Daniela, who witnessed the confusion and uncertainty experienced by those who work in the complex. The operation would have begun in the morning, from which point the workers were prevented from accessing through the main entrance.
There was a time when no one knew what was going on. According to the witness: “There was little information because the receptionists who are in contact with those in charge of the building mentioned to us that they were told that they were doing an inspection on a particular floor, they did not say which one. Yes, it was seen that there were many policemen just to be an inspection.”
At approximately 12:30 p.m., he received an email asking the staff to be careful and giving them permission to leave the place, and unofficially one of his colleagues discovered that the company that was being searched was the call center, accused of fraud and extortion.
Around 1:00 p.m., entrances and exits were prohibited on the floor where he works. It was not until 2:00 p.m. that they received official information about what was happening and they were allowed to leave through the parking lot.
Until 3:30 p.m. there was still a strong police mobilization.
The people behind the easy loans act through social networks. On Instagram, Facebook or TikTok they place attractive ads where they offer users to lend them money without any requirement through an application.
To access the loan, the app requests data such as name, occupation, telephone number, deposit card, among others. It is at this moment that it accesses all the user’s private information, including the contacts saved in the agenda, and steals it.
All contact with the organization is through WhatsApp, so expressing doubts and clarifying situations becomes impossible, since it is never possible to establish communication with someone by telephone.
Many of those who download these types of applications on their cell phones end up being victims of data theft and extortion. Such is the case of Jazmín, who in an interview with Infobae Mexico shared his testimony.
She applied for a loan, which she repaid on time. However, after paying off the debt, the pseudo company acted fraudulently.
“I requested a loan in an app, I paid it and without requesting it again they renewed the credit and deposited it to my account without authorization,” he explained.
The victim of fraud did not have the full amount requested, due to the large amount of interest they demanded in addition to the money they deposited without permission.
It was then that the threats began. WhatsApp, among which were sending his photo to his contacts and informing them about his debt, increasing the amount to be paid and even initiating legal proceedings against him that could lead to an embargo or an arrest.
The fraudsters carried out one of their threats and commented on the posts of the people that Jazmín has added to Facebook. In the comments they were asked for a “donation” to help pay off the debt with the alleged financial organization.